At [Guardian
Finance Company
(Guardian)], the
basis of each
customer
relationship is
trust.
You have chosen
to do business
with us, and we
will honor your
relationship
with great care,
beginning with
the information
you have chosen
to share with
us. We believe
that your
privacy should
not be
compromised. We
pledge to
protect the
privacy and
security of your
customer
information and
to provide you
with the
responsive,
professional
service you
deserve and
expect from
[Guardian.]
We recognize
your right to
privacy
We recognize
that you have
the right to
expect your
personal
financial
information to
remain private
and secure. We
also recognize
your interest in
how we collect,
retain, and use
the personal
information you
provide us. By
our Privacy
Policy, we hope
to address those
concerns and
instill
confidence in
our customers
that [Guardian]
has sufficient
standards and
security
measures in
place to protect
your
information.
Use, Collection,
and Retention of
Customer
Information
Customer
information is
at the center of
our ability to
provide superior
service to you.
We will use the
information you
provide to us to
deliver
requested
services, to
administer your
accounts with
us, and to
comply with
various State
and Federal laws
and regulations.
We will, to the
extent allowed
by law, use the
information to
better
understand your
financial needs
so that we may
advise you of
other
opportunities
and services
available from
[Guardian.]
Existing
Customers We
collect and
maintain
information to
serve you and
administer your
customer
relationship.
The types of
information we
collect may
include:
information you
provide on
applications or
forms;
information
received from
third parties
such as credit
bureaus or
similar
reporting
agencies;
information from
your
relationship
with [Guardian.]
Former
Customers
As a former
customer of
[Guardian], we
may use
information
collected from
you in the past
to advise you of
opportunities to
establish a
banking
relationship
with us again.
This information
will only be
used by
[Guardian] and
is subject to
the same
controls
outlined in this
Privacy Policy.
Maintenance of
Accurate
Information
[Guardian]
continuously
strives to
maintain
complete and
accurate
information
about you and
your accounts.
Should you ever
believe our
records contain
inaccurate or
incomplete
information
about you,
please notify
us. We will
investigate your
concerns and
correct any
inaccuracies.
Information
Confidentiality
and Security
We permit only
authorized
associates, who
are trained in
the proper
handling of
customer
information, to
have access to
such information
and only for
legitimate
business needs.
All [Guardian]
associates are
required to
follow our Code
of Conduct
Policy, which
emphasizes the
responsibility
of each
associate with
regard to
customer
information.
We safeguard
information
according to
established
security
standards and
procedures, and
continuously
review and adopt
new procedures
and technology
to maintain and
update those
standards.
Restriction of
Disclosure of
Customer
Information
With
Affiliated
Companies We
use and share
information
gathered through
transactions or
experiences with
our customers
among [Guardian]
affiliates. This
information may
be shared with:
mortgage
lenders,
consumer
lenders,
administrative,
personnel, and
deposit service
providers.
Information is
shared for a
variety of
reasons, such
as: provide
quick, superior
service; inform
you of new or
enhanced
financial
services;
improve and
develop our
products and
services.
With
non-affiliated
Third Parties
We share certain
customer
information with
outside vendors
who provide
services
required to
facilitate and
service your
account as
requested by you
and as permitted
by law. We
ensure that all
outside vendors
we use for
services are
obligated to the
same strict
standards of
confidentiality
and are not
permitted to
reuse or sell
customer
information
provided by us
for any reason.
We do not
disclose
customer
information to
outside
companies for
the purpose of
marketing
non-[Guardian]
products or
services.
We may be
legally required
to release
certain customer
information in
response to
judicial
processes such
as a subpoena,
fraud
investigations,
or to comply
with requests
for information
from government
agencies in
accordance with
the Right to
Financial
Privacy Act or
other Federal or
State banking
laws and
regulations.
Disclosure
of our Privacy
Commitment to
you
We value
our customer
relationships.
We want you to
understand how
we use the
information you
provide and our
commitment to
ensuring your
personal
privacy. In our
effort to
maintain a high
standard of
awareness to
this commitment,
we will disclose
to you, our
customer, our
Privacy Policy
once a year and
shall make our
policy available
to you upon
request at any
time. You may
contact us at
(614) 527-8710
to obtain a copy
of this policy.
If you have any
questions
about how we
protect your
confidential
information,
please contact
the President of
[Guardian at
2495
Hilliard-Rome
Road, Hilliard,
Ohio 43026].
