Subject to these Terms and Conditions, Guardian Finance Company grants you a non-exclusive, non-transferable, limited right to access, use and display this website and the materials thereon. The information and material contained on this website is provided by Guardian Finance Company only for lawful uses by customers, employees, and members of the general public. Unauthorized use of this website and Guardian Finance Company’s systems, including, but not limited to, interruption or attempted interruption of the operation of this website, unauthorized entry into Guardian Finance Company’s systems and misuse of passwords or any information posted on this website, is strictly prohibited.

Guardian Finance Company reserves the right, at its sole discretion, to update, change, modify, revise, add or remove any portion of these Terms and Conditions , in whole or in part, at any time and you agree that any such updates, changes, modifications, revisions, additions or removals to these Terms and Conditions will be effective when posted to this website. Your continued use of this website after any such updates, changes, modifications, revisions, additions or removals to these Terms and Conditions are posted to this website will be considered acceptance of such updates, changes, modifications, revisions, additions or removals. Please check these Terms and Conditions regularly for any such changes.

This website, and any and all information and material contained on this website, including, but not limited to, all design, images, icons, text, software, logos, expressions and ideas, is protected by United States and worldwide copyright laws and treaty provisions. This website, and any and all information and material contained on this website, is further protected by patent and trademark laws, privacy and publicity laws, and various other regulations and statutes.

The information and material contained on this website may not be copied, republished, incorporated into another website or reproduced (whether by linking, framing, or any other method), publicly displayed, transmitted, distributed, uploaded, posted, modified, used to create a derivative work, or exploited in any other way without the express written consent of Guardian Finance Company. Notwithstanding the foregoing, you may print a copy of the information and material contained on this website for your personal use so long as (a) you retain all copyrights, trademarks, service marks and other proprietary notices on all such copies; (b) you do not modify the information or materials contained on this website or reproduce or publicly display, transmit, or distribute the information or materials for any public or commercial purpose; (c) you do not transfer the information and materials contained on this website to any competitor of Guardian Finance Company or any officers, employees, agents, representatives, owners, or contractors of any competitors of Guardian Finance Company; (d) you do not transfer the information and material contained on this website to any other person unless you provide them with copies of these Terms and Conditions and they agree to comply with, and accept, the obligations arising under these Terms and Conditions. Nothing contained on this website should be construed as granting, by implication, estoppel, or otherwise, any license or right to use any trademarks, service marks, trade names, or logos without the express written consent of Guardian Finance Company.

All ideas, concepts, expressions, know-how, inventions, and other information (with the exception of non-public personal information) submitted to Guardian Finance Company through this website shall not be considered confidential or proprietary. All such ideas, concepts, expressions, know-how, inventions, and other information shall be deemed and remain the property of Guardian Finance Company and Guardian Finance Company shall be free to use, copy, reproduce, republish, publicly display, publicly perform, transmit and distribute such information and materials and Guardian Finance Company shall be free to use any such information

As a convenience to you, Guardian Finance Company may provide, on this website, links to other websites operated by other entities. The information and materials contained in any linked website is not under Guardian Finance Company’s control and Guardian Finance Company is not responsible for any such information and materials. Any links to websites do not imply that Guardian Finance Company endorses, authorizes or sponsors that website or the information appearing thereon or any of the products or services described thereon; that Guardian Finance Company is affiliated with that website or that website’s sponsors; or that Guardian Finance Company is legally authorized to use any trademark, service mark, trade name, logo or copyrighted symbol displayed in or accessible through such links or that any linked website is authorized to use any trademark, service mark, trade name, logo or copyrighted symbol of Guardian Finance Company or any of its affiliates. Guardian Finance Company reserves the right to terminate a link to another website at any time and for any reason. GUARDIAN FINANCE COMPANY HEREBY DISCLAIMS ANY AND ALL LIABILITY FOR ANY INFORMATION, MATERIALS, PRODUCTS OR SERVICES POSTED OR OFFERED AT ANY WEBSITES LINKED TO THIS WEBSITE.

THE INFORMATION AND MATERIALS CONTAINED ON THIS WEBSITE MAY CONTAIN INADVERTENT, TECHNICAL OR FACTUAL INACCURACIES AND TYPOGRAPHICAL ERRORS. GUARDIAN FINANCE COMPANY DOES NOT WARRANT THE ACCURACY, COMPLETENESS OR TIMELINESS OF THE INFORMATION AND MATERIALS CONTAINED ON THIS WEBSITE, THE RELIABILITY OF ANY ADVICE, OPINION, STATEMENT OR OTHER INFORMATION DISPLAYED OR DISTRIBUTED THROUGHOUT THIS WEBSITE, OR THAT THE OPERATION OF THIS WEBSITE WILL BE UNINTERRUPTED OR ERROR FREE. YOU ACKNOWLEDGE THAT ANY RELIANCE ON ANY SUCH OPINION, ADVICE, STATEMENT, MEMORANDUM, OR INFORMATION SHALL BE AT YOUR SOLE RISK.

THIS WEBSITE AND THE INFORMATION AND MATERIALS CONTAINED ON THIS WEBSITE, INCLUDING ANY SOFTWARE MADE AVAILABLE ON THIS WEBSITE, ARE PROVIDED "AS IS", "AS AVAILABLE", AND GUARDIAN FINANCE COMPANY DISCLAIMS ANY AND ALL WARRANTIES CONCERING THIS WEBSITE AND THE INFORMATION AND MATERIALS CONTAINED ON THIS WEBSITE, EXPRESS OR IMPLIED, INCLUDING (WITHOUT LIMITATION) ANY IMPLIED WARRANTY OF TITLE, NON-INFRINGEMENT OF THIRD PARTY RIGHTS, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND FREEDOM FROM COMPUTER VIRUS OR DESTRUCTIVE ELEMENTS.

in no event shall guardian finance company be liable for any direct, indirect, consequential, special, exemplary, incidental or other damages (Including, without limitation, DAMAGES IN THE NATURE OF PENALTIES, LOSS OF USE, LOSS OF REVENUES, LOSS OF PROFITS, LOSS OF SAVINGS, LOSS OF GOODWILL, business interruption, loss of information or programs or other data on your information system) that may arise in conNection with the use of, or inability to use, this website or any information and materials contained on this website or any linked website, OR IN CONNECTION WITH ANY OPERATION OR TRANSMISSION, COMPUTER VIRUS, TROJAN HORSE, HARMFUL CODE, AND/OR OTHER DESTRUCTIVE ELEMENTS, EQUIPMENT, LINE OR SYSTEM FAILURE, UNAUTHORIZED ACCESS, THEFT, OPERATOR ERRORS, OR ANY FORCE MAJEURE, even if guardian finance company or its representatives are advised of the possibility of such damages.

You agree to indemnify and hold Guardian Finance Company harmless from and against, and pay on behalf of or reimburse Guardian Finance Company for, any and all claims, actions, suits, proceedings, costs, expenses, damages and liabilities, at law or in equity and including attorney’s fees, litigation expenses and court costs, arising out of, in connection with or relating to your violation of these Terms and Conditions or the use of the information and materials provided at this website.

This website is intended for use only by individuals located in the state of Ohio, United States of America who are at least 18 years of age, can form legally binding contracts under applicable law, and have accepted these Terms and Conditions. The products referenced on this website are available only in the state of Ohio and are not intended for or available to persons resident or located in any other state of the United States of America or any jurisdiction outside of the United States of America.

THIS WEBSITE IS NOT INTENDED FOR DISTRIBUTION TO, OR USE BY, ANY PERSON OR ENTITY IN ANY STATE, COUNTRY OR JURISDICTION WHERE SUCH DISTRIBUTION OR USE WOULD BE CONTRARY TO LOCAL LAW OR REGULATION OR WHERE SPECIFIC COMPANIES OR PRODUCTS ARE NOT AUTHORIZED OR LICENSED. YOU ACKNOWLEDGE AND AGREE THAT YOU HAVE ACCESSED THIS WEBSITE ON YOUR OWN INITIATIVE AND THAT YOU ARE RESPONSIBLE FOR COMPLIANCE WITH ALL LOCAL LAWS.

You acknowledge and agree that you are not a competitor, either directly or indirectly, with Guardian Finance Company and you are not accessing this website with the purpose of competing, directly or indirectly, with Guardian Finance Company. Competitors and their officers, employees, agents, representatives, owners, and contractors are not permitted to use this website for any purpose; however, employees of competitors may use this website for their personal use so long as information and materials contained at this website are not disclosed or otherwise provided to a competitor business or used to compete with Guardian Finance Company.

Guardian Finance Company reserves the right, in its sole discretion, to terminate, restrict or suspend this website, service, access or information for you at any time for any reason, without prior notice or liability therefore.

Any cause of action you may have with respect to your use of this website must be commenced within one (1) year after the claim or cause of action arises.

If any provision of these Terms and Conditions is declared or found to be illegal, unenforceable or void, then both parties shall be relieved of all obligations arising under such provision, but only to the extent that such provision is illegal, unenforceable or void, it being the intent and agreement of the parties that these Terms and Conditions shall be deemed amended by modifying such provision to the extent necessary to make it legal and enforceable while preserving its intent or, if that is not possible, by substituting therefore another provision that is legal and enforceable and achieves the same objective.

The headings used in these Terms and Conditions are for reference and convenience purposes only and shall not in any way limit or affect the meaning or interpretation of any of the terms contained herein.

No failure or delay by Guardian Finance Company in exercising any right, power or remedy with respect to any of its rights hereunder shall operate as waiver thereof in the future.

These Terms and Conditions shall be governed and interpreted by the internal laws of the State of Ohio without giving effect to its conflict of laws rules. Further, you consent to the jurisdiction and venue of the State and Federal Courts located in Franklin County, Ohio for resolution of any disputes arising from these Terms and Conditions or your use of this website.

These Terms and Conditions constitute the complete and exclusive agreement between you and Guardian Finance Company with respect to your use of this website.

You may contact Guardian Finance Company by telephone at (614) 527-8710 or by mail at:

Guardian Finance Company
2503 Hilliard-Rome Road
Hilliard, Ohio 43026

The Ohio laws against discrimination require that all creditors make credit equally available to all credit worthy customers, and that credit reporting agencies maintain separate credit histories on each individual upon request.  The Ohio civil rights commission administers compliance with this law.